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Free Checking Account with Buckeye State Credit Union

Everyone’s favorite four letter word, FREE and that’s what you’ll get with Buckeye’s checking account. No hoops to jump through, no minimum requirements, no kidding…. Just Free, welcome to Buckeye!
Click below to get started, keep scrolling or give us call to learn more

Online and Mobile Banking

Our mobile apps let you pay bills and manage your accounts and find any ATM in our network. Register for our internet banking service and start your mobile money management.

Online Bill Pay

At Buckeye State Credit Union, ease of use is extremely important. We strive to make your banking experience as easy as possible. With us, you can pay your bills online.

To sign up, log into your account and select Bill Pay Plus.

Direct Deposit/Payroll Deduction

Automatically deposit the entire amount of your paycheck, Social Security, pension or other recurring checks into your Checking Account through Direct Deposit.

Payroll Deduction allows you to deposit a portion of your paycheck into your credit union account easily. With either service, your check will never be lost, misplaced, or stolen.

Empowerment Checking

The Empowerment Account is designed especially for those who have been turned down or had challenges establishing a checking account. Enjoy the benefits of a checkless checking account, no minimum balance required and no overdraft fees.

Empowerment Account program and details:

  • Deposit $20 to open the Empowerment Account
  • Comes with a Debit Card and Bill Pay!!
  • Checkless Draft Account- this is a checkless draft account, which means that you cannot write paper checks with this account. You can make payments with your debit card or through our online bill pay feature.
  • No overdraft fees! This account does not come with an overdraft protection program, which means that we will not authorize a transaction unless the account has enough available funds at the time of the transaction.
  • Comes with free internet banking – great for checking your balance online anytime.

Overdraft Protection Program (ODP)

An overdraft occurs when you do not have enough money in your account to cover a transaction – but Buckeye State Credit Union pays it anyway.

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay for any type of transaction. Your transaction will be declined if we do not authorize and pay an overdraft. This service is included in your account unless you choose to opt-out.

Criteria for ODP qualification:

  • Must be at least 18 years old
  • Minimum monthly deposits of $200
  • Share (savings) account opened at least 30 days (with 30 days of no negative balance)
  • Active within past 50 days
  • Loans delinquent less than 30 days

Reg-E Program

Reg-E, an opt-in service, provides extended overdraft protection beyond our Buckeye ODP Program to include electronic purchases made with merchants. This allows for overdraft protection on your ATM/Debit Card to be available to you at merchants.

*This is not in addition to our existing ODP. It is an extension of existing ODP protection. Fees apply as per our current rate and fee schedule.

OPT-IN to Reg-E

Opt-in to Reg-E and your available balance at the merchant will include the extension to the Buckeye ODP Program. Fees apply as per our current rate and fee schedule.

OPT-OUT of Reg-E?

Opt-out and it will NOT be available at the merchant. To opt-in or opt-out, see any Buckeye State Credit Union associate.

BSCU, Your Choice For A Free Checking Account

At Buckeye State Credit Union, we offer saving and free checking account programs for Ohio residents, as well as a full suite of traditional banking products and services with competitive rates and low fees.

It’s easy to become a member at Buckeye! To learn how, call us at (883) 282-5281, or visit one of our six Northeastern Ohio branches in Alliance, Akron, Cleveland, Canton, Mansfield, and Shaker Heights. Our dedicated associates will help you navigate your individual financial situation.