Our Blog - Buckeye State Credit Union

Achieving Homeownership With a Mortgage Loan

A house is one of the most expensive purchases you will ever make – and most people don’t have the ability to buy a house upfront. That’s where mortgage financing comes in: helping people like you achieve the dream of homeownership.

What you Need to Know About Personal Loans

With a fixed rate and term, no required collateral and quick turnaround, personal loans are a versatile option to get the money you need. Understanding the drawbacks as well as the benefits of a personal loan is crucial for ensuring you’re making the best decision for you.

Top 5 Benefits of a Credit union Checking Account

Pretty much everyone needs a personal checking account – but, you may be wondering, do you open a checking account at a bank or a credit union? Here are 5 good reasons.

Why Credit Unions Often Offer the Best Auto Loan Rates

When you’re shopping around for the best auto loan rates, credit unions offer a major advantage. As a not-for-profit financial institution, Buckeye State Credit Union returns profits in the form of lower interest rates and fewer fees.

Best Student Loan Options? Here’s What You Should Know

There’s a lot of jargon when it comes to student loans, so we’re here to demystify your options and empower you with the knowledge you need to pick the best student loan solution.

Is a Home Equity Loan Right for You? Pros, Cons, and Considerations

Home equity loans and home equity lines of credit are often used interchangeably, but there are some key differences and benefits to each. We explain each loan type and why it may be advantageous to use one for a home renovation project, debt consolidation, wedding expenses and more!

How to Build the Best Retirement Portfolio

With so many retirement and investment options, it can be hard to know which path is right for you. We break down some of the most popular retirement accounts and how to build a diverse investment portfolio. Plus, you’re never alone. You can meet with our financial advisor!

The Role of Black Credit Unions in Financial Inclusion

Black credit unions have been instrumental in promoting financial inclusion and economic empowerment within underserved communities. By providing affordable financial services and financial literacy programs, these institutions help build financial stability and support Black-owned businesses, fostering a more equitable financial system.

How to Use a Personal Loan for Debt Consolidation

Personal loans are among the most popular choices for debt consolidation because the interest rate is often lower than most credit cards. We explain how a debt consolidation personal loan can help you pay off your debt faster and the easy steps you can take to apply for one.