Find the Right Personal Loan for You

Need a little extra money? You’ve got options when it comes to low-rate personal loans! Apply Today!

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Personal Loan Options

Need some extra money in your pocket? At Buckeye State Credit Union, we have a variety of low-rate personal loan options to choose from. A personal loan is one of the best loans out there, because you can use it for virtually anything. We offer a variety of terms and affordable rates to make your dreams a reality. So if you’re thinking about going back to college, spending your honeymoon in the tropics, or renovating your home, do it with a Buckeye loan!

Anything Loan

This loan is exactly what it sounds like. You can use it for anything! Many members use Anything Loans for debt consolidation, home renovations, weddings, or even to have a few extra dollars in their pocket.

Birthday Loan

Enjoy a little extra birthday cheer with a Birthday Loan – a $1,000 to $1,500 loan available to members with a good payment history. This low-rate personal loan has a 12-month term, and you could qualify for a 1% loan discount if you’ve had direct deposit established with us for at least six months.

Credit Builder Loan

A Credit Builder Loan is best for someone who has bad credit and wants to improve their score or for someone who is looking to establish credit. A Credit Builder Loan might be right for you if you recently came out of bankruptcy, fell on hard times, or would like to consolidate debt with a low-rate loan.

Start today with our online application.

How can I use a Personal Loan?

At Buckeye State Credit Union, we’re here to support you through every stage of life. Whatever your needs, let’s connect to find the right solution for you.

  • Debt Consolidation
  • Home Improvement
  • Vacations
  • Weddings
  • Auto Repairs
  • Education Costs
  • Medical Expenses
  • Major Purchases
  • Building Positive Credit
Person working on finances with laptop and calculator at kitchen table.

What are the benefits of using a Personal Loan?

  • Personal loans typically have a low interest rate.
  • You can use a personal loan for anything!
  • If you’re consolidating debt, a personal loan gives you the freedom of having one monthly payment, instead of paying several high-rate creditors.
  • It’s flexible. You can select from a variety of term lengths.
  • You have a clear end date for paying off your debt, giving you peace of mind.

Want to learn more about Debt Consolidation?

We break down the facts about debt consolidation and how it can help you manage your debt and pay it off faster!

Where can I get a personal loan?

At Buckeye State Credit Union, you can start your loan application online. We also have branches in Akron, Canton, Alliance, and Hartville if you prefer in-person assistance. Or if you are in the Cleveland Are we have our digital branch in Shaker Heights. 

How do I apply for a personal loan?

You will need your personal information, including your Social Security number, your account information and proof of income. Once you start your application either in-person at a branch or online, you can choose the loan amount and pick the rate and term that works best for your budget.

How does a personal loan work?

Personal loans have a fixed rate and term, which means you’ll be paying the same amount each month. You will receive a lump sum of money upfront, which you will pay back plus interest over the course of the term. 

Where can I get a $1,500 loan?

Buckeye State Credit Union offers personal loans that are perfect if you need a $1,500 loan! A Birthday Loan allows you to borrow $1,00-$1,500 at a low rate for 12 months. 

Not a member? No Problem!

You’ll be glad you joined Buckeye State Credit Union. Simplify your financial journey with smarter banking, personalized for you. Become a member of our Buckeye community! Visit one of our five Northeast Ohio branches today.

Join Today!