Checking Accounts
Experience hassle-free banking with our free checking accounts, mobile tools, and supportive services.
Not a member? Join today.
Benefits of Banking With Buckeye State Credit Union
At Buckeye State Credit Union, we offer a full suite of traditional banking products and services with competitive rates and low fees. Our goal is to be the best credit union in Ohio for your checking account needs.
- Online and Mobile Banking
- Online Bill Pay
- Direct Deposit/Payroll Deduction
- Overdraft Protection Program (ODP)
- Low to No Fees
- No Minimum Balance Requirements
Free Checking
Simplify your finances with our truly free, no-fee checking account. No minimum balance, no monthly maintenance fees, and no hidden charges—just straightforward banking that puts you first. Enjoy the freedom of maintenance fee free banking and experience how Buckeye does banking better.
Empowerment Checking
Designed especially for those who have been turned down or had challenges establishing a checking account, Empowerment Checking is a checkless checking account with no minimum balance required and no overdraft fees.
Youth Empowerment Account
Give your child a solid financial start with an account they can call their own. This account offers a simple, maintenance-fee-free introduction to banking, helping our young members learn money management skills. No minimum balance is required, and it comes with a debit card for supervised spending.
Checking Account FAQ
How does a checking account work?
A checking account is a deposit account that has no limits on how many times you can deposit or withdraw cash. You can use checks, a debit card or transfer money to easily and conveniently withdraw or deposit funds.
How is a checking account different from a savings account?
While they are both deposit accounts, a savings account does not typically come with a debit card or checks. A savings account may also have a limit on the number of times you can withdraw without fees – but they earn interest on your balances, while your checking account might not.
Is my money secure in my checking account?
Each account at Buckeye State Credit Union is insured for up to $5,000,000 by American Share Insurance and Excess Share Insurance Corporation. This includes your checking account.
Are there fees associated with my checking account?
At Buckeye State Credit Union, none of our checking accounts have minimum balance requirements nor monthly fees, and there are no hidden charges. There may be other occasional fees based on certain situations, such as overdraft or out-of-network ATM fees. View our fee schedule here.
How do I reorder checks?
To reorder checks, please use this link: Reorder Checks
You may also choose to order checks through the vendor of your choice, and though we do not officially support alternative vendors, they should give you no problems as long as you provide them with the correct information.