Auto Loans
Buckeye does banking better. What we offer is among the best auto loans in Ohio. Whether you’re buying a new or used vehicle or wanting to refinance your auto loan, Buckeye has your back.
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Auto Loan Options
Why do we offer some of the best auto loans around? As a not-for-profit financial institution, we return profits to our members through low-rate loans and lower fees. That means more money in your pocket.
- Competitive fixed rates for both new and used vehicles
- Flexible terms up to 84 months
- Easy approval process so you can shop with confidence
- Friendly, local experts who can help you through every step
Drive Home with Big Auto Loan Benefits
- Payment Protection
We’ve got your back during tough times - GAP Coverage
Safeguard against total loss surprises - Warranty Options
Keep repair costs in check - Debt Protection
Extra peace of mind for your loan
What to Expect from our Auto Loan Process
1. We make it easy. Apply online or visit a branch near you.
2. We’ll review your application.
3. If you’re eligible, we’ll talk about auto loan interest rates and terms.
4. If everything sounds good, you’re ready to shop with a pre-approval in hand.
What to Know Before You Visit Dealerships
Best Car-Shopping Practices
1. Know your credit score before you start. You can check your credit score online for free anytime, and it won’t affect your credit score. Having a high number usually means you’ll qualify for a low auto loan rate.
2. Get pre-approved. It might seem like an unnecessary step, but knowing your buying power before you start shopping strengthens your negotiating power and helps ensure you don’t go over budget.
3. Be aware of dealership add-ons. Many dealerships add GAP insurance, warranty extensions, paint or leather protection, and more. The markups are high, and many may not be worth the cost. Buckeye State Credit Union offers payment protection, warranty options, GAP coverage, and debt protection.
Have a car you love? Refinance with Buckeye!
If you’re currently making payments on a vehicle, you may be able to refinance with Buckeye. Our team can help you determine if now is the right time to refinance an auto loan and walk you through how it works.
Refinancing could help you:
- Lower your monthly auto loan payment
- Reduce your interest rate
- Pay off your loan faster
- Free up cash for other financial goals
Have Questions? Ready to get started?
If you have any questions or need further assistance, our dedicated team is here to help. Reach out to us via email at support@buckeyecu.org or give us a call at (330)-253-9197
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