Privacy Policy
What Does Buckeye State Credit Union Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. It also requires us to tell you how we collect, share, and protect your personal information.
What?
The types of personal information we collect and share depend on the product or service you have with us. This can include:
- Social Security number and employment information
- Account balances and payment history
- Credit scores and overdraft history
How?
All financial companies need to share customers' personal information to run their everyday business. Below is a list of reasons financial companies can share and what Buckeye State Credit Union does:
| Reasons we can share your personal information | Does the Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes | Yes | No |
| For our marketing purposes | Yes | Yes |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes – creditworthiness | No | We don't share |
| For non-affiliates to market to you | Yes | Yes |
To Limit Our Sharing
Please note: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We will continue sharing Your information as described in this notice. However, You can contact Us at any time to limit Our sharing. Please call us at 330-253-9197.
What We Do
How does Buckeye State Credit Union protect my personal information?
We use security measures that comply with federal law, including computer safeguards and secured files and buildings.
How does Buckeye State Credit Union collect my personal information?
We collect your personal information when you:
- Open an account or apply for a loan
- Pay your bills or use your credit or debit card
- Make deposits or withdrawals from your account
Why can't I limit all sharing?
Federal law only allows you to limit:
- Sharing for affiliates’ everyday business purposes—creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices apply to everyone on the account.
Definitions
Affiliates: Companies related by common ownership or control.
Buckeye State Credit Union has no affiliates.
Non-affiliates: Companies not related by common ownership or control.
Non-affiliates we share with can include direct marketing companies.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market products or services.
Our joint marketing partners include insurance companies.