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Mortgage Loans
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Money to purchase, refinance, build, or improve. Our Mortgage loans offer you these great benefits!
- Preliminary Mortgage Counseling.
- Member Pre-Qualification.
- Itemized Estimate of Loan Charges.
- Competitive Interest Rate and Costs.
- Automatic Deduction of Monthly Payment from your Transaction Account.
- The Express Service Program - 48 to 72 Hour approval (Subject to qualifying credit)
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Online Application or Call
- You can apply online 24 hours a day ($300.00 non-refundable fee)
- After you apply online, you’ll have a mortgage professional in your branch to help you every step of the way.
- This is a “streamlined application” which requires less effort/time to complete.
- Your information is secure.
- Five minute approval once application is complete.
Online Pre-Approval
- Small $50.00 fee
- This will help you negotiate a purchase. You are more valuable than someone who is not pre-approved.
- Some realtors will not work with you or show you a house until you are pre-approved.
Products
- Up to 100% financing (No Down Payment) PURCHASES
- Up to 6% Seller assistance available
- No closing cost loans
- Fixed and Adjustable Rate mortgages available
- Refinances up to 90%
- Second Home and Investment Properties
Land Loans
- ZERO down payment
- Up to $50,000.00
- No Lender Fees! ( you and the seller pay title costs and any other cost associated with the loan)
- Urban and Rural areas
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For additional Loan Information call
1-800-659-5334
To fill out a Mortgage Application, click here.
PLEASE NOTE! When you click on a link that takes you to another site, you are leaving the credit union web site and anything you do on that site is not subject to the BSCU disclosures. |
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Quick Links
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| - Additional Loan Product Information, click here |
| - Apply for Membership, click here. |
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Contact your local branch for details, click here
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